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American Express: American Express Credit Cards – Some Options
American Express offers a wide variety of cards and they seem to be designed to offer the maximum number of benefits for people everywhere. These cards are incredibly popular across North America and Europe!
Some cards offered by American Express that are popular are
The Knot Credit Card
No annual fee
Monthly statements
Flexible payment options
1 point reward for every $1 spent on purchases made through the card
5,000 Membership Rewards® points the first time the card is used
Gift of The Knot Wedding Planning Kit
The Nest Credit Card
No annual fee
Flexible payment options
1 point reward for every $1 spent on purchases made through the card
5,000 Membership Rewards® points the first time the card is used which can be redeemed for a $50 gift card
Gift of The Nest Planning Kit
Travelers Check Card
Independent from the bank account
Refundable within 24 hours
Re-loadable
Card never expires
The American Express Golf Card
No annual fee
Flexible payment options
2,000 Golf points with your 1st purchase which can be redeemed for golfing equipment, apparel, instruction and greens fees
4.90% Introductory APR for 6 months
Low 2.90% APR for the first 6 months on balance transfers with no fee
Especially for Dining Gift Card
Accepted at all restaurants in the US that accept American Express cards
Can be used over a period of time
No annual fee for first year
TrueEarnings Card from Costco and American Express
Cash back options
Easy to access details regarding how much cash is earned back
Additional cards help earn cash back faster
Special offers from Costco warehouse for limited periods
Automatic bill payment
Instant access to cash
Credit cards are useful tools that help people afford to buy even goods somewhat beyond their budget as they have flexible payment options. There are many American Express cards available; if you desire to consolidate debts there are cards that offer 0 APR on purchases and balances for an introductory period; there are cards that have great reward schemes that customers can use to redeem points that they earn on using the card.
People are advised to have a maximum of 3 credit cards only and to ensure that they do not miss minimum monthly payments and that they use the cards taking into consideration how much they can afford to spend. It can be tempting to give way to desire and spend much more than is affordable.
Carefully select a card and ensure that you learn all you can about its features, benefits and about the terms and conditions. Useful websites are available in plenty to provide guidance.
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